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Boise Gutter Guards
Storm-damaged gutter on a Treasure Valley home after hail and wind

HAIL · WIND · ICE · SNOW

Storm Damage Gutter Repair in the Treasure Valley

After a hail, wind, or ice event we document the damage, write the quote your insurance adjuster needs, and repair the system the right way once the claim is settled.

Licensed Idaho Contractor
Request an Assessment(208) 247-2660
  • 5″ & 6″ K-Style
  • Half-Round
  • Aluminum
  • Color-Matched
  • Hidden Hangers

WHAT WE SEE AFTER STORMS

Common storm damage patterns.

Six patterns make up the vast majority of storm-related gutter calls in the Treasure Valley. If any of these describe what you are seeing, document it and call us.

Hail dents on K-style front lip

Common across Canyon County after summer storms. Dents on the front face look cosmetic but compromise the bead that holds the gutter shape — long runs start to sag at the seams within a season or two.

Wind-pulled sections

Wind events along the Foothills and out across Caldwell pop hidden hangers loose. You will see a low section where the gutter has slipped down by an inch or more, usually with water staining on the fascia behind it.

Ice-dam bent gutters

Freeze-thaw cycles in the Bench and North End force ice up and over the back of the gutter. When the weight finally lets go, it takes the front lip with it — bent outward, no longer holding water.

Downspout crush and separation

Wind-thrown branches and falling ice destroy downspouts faster than gutters. A crushed downspout backs the entire gutter run up; a separated one drops the full storm volume next to your foundation.

Debris-clogged systems after storms

Even gutters that look fine fail after a big storm if the downspouts are plugged with twigs, shingle grit, or pine debris. Overflow during the next rain looks like a leak but is actually a blockage downstream.

Fascia rot from prolonged backup

Damage you do not see until repair starts. If a gutter has been overflowing or back-pitching for a season, the fascia behind it is usually soft — and that fix gets added to the repair scope.

YOUR FOUR STEPS

What to do after a storm.

  1. Photo-document before anything

    Wide shots of every elevation, close-ups of every damage point, time-stamped if your phone can do it. Do this before tarping, before clean-up, before any contractor steps on the property.

  2. Call your insurance carrier

    File the claim before you commit to repairs. Your carrier will assign a claim number and either send an adjuster or ask for a contractor estimate. Either path needs documentation — yours and ours.

  3. Call us for an on-site assessment

    We will measure damage, photograph what you may have missed, and put together a written quote in the format adjusters expect. This is a normal estimate visit; we do not charge extra for storm assessments.

  4. Get the written quote your insurance needs

    Itemized linear footage, materials, downspouts, labor. We can email it directly to your adjuster if you forward us their contact info, or hand it to you to file yourself.

FOR YOUR CLAIM

Insurance documentation we provide.

Written assessment

Plain-language report of what we observed, where it is on the house, and what we believe caused it. Written for an adjuster, not for marketing.

Photo documentation

Wide elevation shots plus close-ups of every damage point. Captioned with location and what the photo shows. Delivered as a clean PDF.

Itemized quote

Linear footage, gutter profile, downspouts, accessories, and labor as separate line items. Adjusters can match it against their scope sheet directly.

Need the full breakdown of how we work with insurance? See our insurance claims process page for what we do, what we do not do, and how to format your claim.

A REAL CONVERSATION

When the deductible exceeds the damage.

Not every storm event is worth a claim. If you have a $2,500 deductible and the actual gutter damage is $1,400, filing costs you money and counts against your loss history.

We will tell you that honestly during the assessment. Sometimes the right call is an out-of-pocket repair. Sometimes the damage is significant enough to clear the deductible several times over. We give you the numbers so you can decide.

SCHEDULE AN ASSESSMENT

Request a storm damage assessment.

Tell us when the storm hit and what you are seeing. We will schedule the on-site visit, bring a camera and tape, and produce the documentation your insurance needs.

OR CALL DIRECTLY

(208) 247-2660

Faster for getting on the schedule during peak storm weeks.

Have an active leak right now? See our emergency repair page.

We respond within one business day.

Frequently asked questions

Does my homeowners insurance cover gutter damage?
Most policies cover sudden, accidental damage from a covered event — hail, wind, fallen trees, ice. They typically do not cover age-related wear, lack of maintenance, or damage from a covered event that you did not file in a reasonable time window. Read your declaration page or call your agent to confirm before assuming either way.
Will you work with my insurance adjuster?
Yes. We provide written assessments, photo documentation, and itemized quotes in the format adjusters expect. If you forward us the adjuster's contact info, we will email the quote directly. We can also meet the adjuster on-site for the inspection — call to schedule that ahead of time.
What counts as storm damage vs. normal wear?
Storm damage looks sudden and localized — a single section pulled down after a wind event, a row of hail dents on the front lip, a downspout crushed by a fallen branch. Normal wear looks gradual and even — sagging across multiple runs, paint flaking, hangers loose from years of cycling. Adjusters know the difference and so do we.
How soon after a storm should I file?
Within the window your policy specifies — usually 30 to 60 days — but earlier is better. Two reasons: photos taken the day of the storm are stronger evidence than photos taken three weeks later, and weather between the storm and the inspection can make it harder for the adjuster to attribute damage to a specific event.
Do you handle the claim directly?
No — we are a contractor, not a public adjuster. We provide accurate documentation and an honest written quote. You and your insurance carrier handle the claim itself. See our /insurance-claims page for the full breakdown of what we do and do not do in the claim process.

Get your storm damage documented this week.

Insurance-ready written quotes. Licensed Idaho contractor RCE-6681702. Call (208) 247-2660.

Get a Free Estimate(208) 247-2660